News

For more than 30 years CISCO has been on the for forefront of all new screening news and products.

SmartPay

SmartPay is a consumer direct credit score/report ordering system. CISCO Credit can provide a unique URL which can be embedded in any image, line of text or email and is linked with a single users account. This link can be shared with potential customers via website,...

read more

Public Records Solution

National credit bureaus will no longer report nearly all (98%+) judgements and the majority (50%+) of tax liens from consumer credit reports. The RiskView™ Liens & Judgments Report discloses the civil judgments and tax liens that are no longer reported. RiskView™...

read more

CISCO News Update: Day One Certainty

Day One Certainty is a Fannie Mae initiative that streamlines loan processing and offers Lender Representations and Warranties against buybacks.  It took effect December 10, 2016. Lenders receive certainty regarding income, assets, and employment information that has...

read more

New Product: Verification of Deposit / Asset Verification 

CISCO Credit delivers Automated Asset Verification to completely replace the need to collect banking & brokerage statements Securely automate financial verification for all applicants. Automated Asset Verification stops fraud, eliminates manual processing,...

read more

New Product: The Work Number

The Work Number® to deliver a 100% solution for all employment verification needs! CISCO Credit has integrated the technology for Verification of Employment/Income into the same platform used for accessing solutions for ease-of-use, efficiency and compliance....

read more

UDN – Product Highlight-Undisclosed Debt Notification

Monitor a borrower’s credit profile throughout the closing process! Find potential issues or delays prior to closing; facilitates compliance, prevents buy back-loan repurchase, assists in improving the buyer (consumer) experience and helps to safeguard against last...

read more

New product: Trendscape from CreditXpert

TrendScape™ is a way for your customer to quickly understand the story of the applicant's credit including the new trended data. It also forecasts each applicants' score, example: "their mid-score is currently 672, but are likely to be in the 680-700 range within "x"...

read more

Trended Credit Data

March 30th, 2016 The New Standard in Mortgage Credit Reports CISCO Credit is currently testing trended credit data within its platform to meet Fannie Mae requirements and expects the availability of trended credit data reports beginning April 1st 2016. Fannie Mae is...

read more