Technology

Technology: CISCO offers the most advanced, versatile, and powerful web-based credit ordering environment available anywhere. A one-stop solution for all your mortgage credit needs.

Technology

CISCO offers the most advanced and reliable Internet environment available anywhere.
Interface with Fannie Mae DU/DO and Freddie Mac LP.
Upgrade and degrade credit Infiles. Degrade: remove a bureau or borrower from an existing infile.
Make requests online by just clicking on any tradeline. No more faxing. Various formats, print options, and customization.
Online credit card payment available. View invoices online.
Clients are able to manage their own accounts: passwords and access.
Hawk and Safe Scan Fraud Alert, per request.
We interface with the most popular Mortgage Software Applications.
Simplistic billing with various invoice options. For more billing information, please visit our Samples Page.

Security Measures

Our system is Certified by ICSA* and will be audited by ICSA annually
Double Firewalls
128-bit Secure Socket Layer (SSL) Encryption
Proprietary Web Page Encryption of Session ID
Session Timeout
Password Lockout after five failed login attempts
Password Expiration
Security Training

*ICSA is the world leader in internet security assurance. Its certification indicates that MeridianLink’s security controls, procedures, and policies stand up to the highest in security standards.

Backup & Failsafe Procedures

Terabyte Tape Backup Storage
Proprietary Real-Time Data Backup
Load-Balancing & Redundant Web Server
Database Server Redundancy
Redundant T-1 Connection to the Internet
Redundant Connection to Credit Bureaus
Battery Backup Power Source
Gas Generator Backup Power Source

The following documents are provided free of charge with each credit report:

Credit Score Explanation Letter
Borrower ( copy ) Credit Report
Borrower Explanation Letter
Derogatory Letter

List of Creditors Report
Adverse Summary Report
Mortgage Company Denial Letter
Tradeline Comparison Report